Mortgage Down Payment Gift Funds

Just Married, Happy Birthday and Happy Anniversary; those are the occasions you hear about getting gifts.  Have you ever heard anyone say, “Congratulations on buying your house and I’m happy to help with the down payment”? Many first-time homebuyers receive mortgage down payment gift funds to buy a home. That blessing comes with rules that must [...]

Stop Renting!

Homeownership is easier to obtain than most renters realize. Pros and cons of renting a house. The cost to own a home can literally be the same as putting a down payment on a brand-new car. When you purchase a new vehicle, you put several hundred or a couple thousand dollars down at the car [...]

Help With First Time Home Buyer Fears and First Home Buyer Loan

A first time home buyer in the city of San Antonio can have fears that surface before the process even begins, buying your first home can be a bit frightening. First time fear is normal when you are a first time home buyer. For starters, you are unsure of the process to go through [...]

Mortgage Rates in San Antonio

Mortgage rates in San Antonio are averaging around 4.01% at the time of this post for a 30-year fixed mortgage loan.  Rate increases are expected to rise to 4.80% according to Freddie Mac’s projection in the first quarter of 2017. What does this mean to buyers? It means some San Antonio buyers will be forced [...]

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