What is a VA guaranteed loan?
A VA-guaranteed loan can be used to:
- buy a home, either existing or pre-construction, as a primary residence
- refinance an existing loan
How to avoid foreclosure
The most important thing you can do when you’re having trouble paying your mortgage is take control. In most cases, the worst thing you can do is nothing.
myFICO Booklet – Credit Score
A credit score is a number that helps lenders and others predict how likely you are to make your credit payments on time. Each score is based on the information in your credit report.
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Owning a home is more than a financial investment; it’s an investment in quality of life – particularly if you have a family or if you’re planning one. You can decorate or renovate however you like, customize your landscape, rule the roost! It’s your home. This guide provides a detailed look at the home buying process for first-time homebuyers.
Do you qualify to own?
Get your financial facts straight. Go to your bank or other lending institution for a credit check and general financial analysis. Also, keep in mind that you may be eligible for loans insured by the Veterans Administration (VA) or the Federal Housing Administration (FHA).
Is it a good time to buy?
Generally speaking, if you are currently renting but want to own a home, have the funding, and the right real estate professional to guide you – those are signs that it might be a good time to buy.
An experienced real estate professional can assess the current local market conditions and inform you about your options. As an industry insider, a professional agent will often get the scoop on great real estate opportunities you might otherwise miss!
Save Energy and Money Today
You have the power to save money and energy in your own home. Saving energy reduces our nation’s demand for the resources needed to make energy, and improving your energy efficiency is like adding another clean energy source to our electric power grid. The result is reduced utility bills and money in your pocket. Improving your energy efficiency can also im- prove the comfort of your home and your quality of life.
This guide shows you how easy it is to reduce your energy use at home and on the road. You’ll find quick tips you can use to start saving today, as well as information on larger projects that will help save you money over 1the long term.