Homeownership Incentive Program

The City of San Antonio has a housing assistance program called the Homeownership Incentive Program to help residents become homeowners. The program is one of many the government has in place for residents who wants to buy a house in the city of San Antonio. What is Homeownership Incentive Program (HIP) "HIP" is open [...]

Mortgage Down Payment Gift Funds

Just Married, Happy Birthday and Happy Anniversary; those are the occasions you hear about getting gifts.  Have you ever heard anyone say, “Congratulations on buying your house and I’m happy to help with the down payment”? Many first-time homebuyers receive mortgage down payment gift funds to buy a home. That blessing comes with rules that must [...]

Stop Renting!

Homeownership is easier to obtain than most renters realize. Pros and cons of renting a house. The cost to own a home can literally be the same as putting a down payment on a brand-new car. When you purchase a new vehicle, you put several hundred or a couple thousand dollars down at the car [...]

Should I Refinance My Mortgage?

Should I refinance my mortgage in San Antonio Texas? This is a question many homeowners have in the City of San Antonio Texas. A lot of homeowners in San Antonio Texas don’t  know the reason why they should consider a refinance on their mortgage. Many do not know the answer to the question "Should I [...]

Help With First Time Home Buyer Fears and First Home Buyer Loan

A first time home buyer in the city of San Antonio can have fears that surface before the process even begins, buying your first home can be a bit frightening. First time fear is normal when you are a first time home buyer. For starters, you are unsure of the process to go through [...]