Mortgage Down Payment Gift Funds

Just Married, Happy Birthday and Happy Anniversary; those are the occasions you hear about getting gifts.  Have you ever heard anyone say, “Congratulations on buying your house and I’m happy to help with the down payment”? Many first-time homebuyers receive mortgage down payment gift funds to buy a home. That blessing comes with rules that must [...]

How to Sell Your Home

Trying to sell your home is not an easy task. If it were, everyone would be a realtor. There’s laws to follow when transferring property to a homebuyer. Liability is not waived simply because you are unaware of a situation on your property. Also let’s not forget the time, energy and cost to market [...]

By | 2017-02-23T02:30:10+00:00 December 14th, 2016|Blogging with Realtor Ray, FSBO, Laws, Residential, Selling|2 Comments

Stop Renting!

Homeownership is easier to obtain than most renters realize. Pros and cons of renting a house. The cost to own a home can literally be the same as putting a down payment on a brand-new car. When you purchase a new vehicle, you put several hundred or a couple thousand dollars down at the car [...]

Self-Defense is Good Offence

Christmas season is here and everywhere you go there is happiness and joy. For most of us, this time of the year is full of love, fun and giving. However, don't let your guards down. Others prefer to go the opposite route and take advantage of people's good nature. While venturing out to see all the [...]

By | 2016-12-05T07:58:26+00:00 December 5th, 2016|Blogging with Realtor Ray, Uncategorized|0 Comments

Should I Refinance My Mortgage?

Should I refinance my mortgage in San Antonio Texas? This is a question many homeowners have in the City of San Antonio Texas. A lot of homeowners in San Antonio Texas don’t  know the reason why they should consider a refinance on their mortgage. Many do not know the answer to the question "Should I [...]

Help With First Time Home Buyer Fears and First Home Buyer Loan

A first time home buyer in the city of San Antonio can have fears that surface before the process even begins, buying your first home can be a bit frightening. First time fear is normal when you are a first time home buyer. For starters, you are unsure of the process to go through [...]

Mortgage Rates in San Antonio

Mortgage rates in San Antonio are averaging around 4.01% at the time of this post for a 30-year fixed mortgage loan.  Rate increases are expected to rise to 4.80% according to Freddie Mac’s projection in the first quarter of 2017. What does this mean to buyers? It means some San Antonio buyers will be forced [...]

Berkshire Hathaway Is Trust

The Berkshire Hathaway brand is recognized all around the World for stability and strength. People know a lot about the company because of its name recognition. It unites a feeling of trust, honesty and value simply by the mentioning of the name or seeing the company’s logo. Berkshire Hathaway is a company in the world [...]

Every Client Was Once a Stranger

As a Texas realtor, I communicate with a lot of new people daily about real estate. Rather I’m talking over the telephone because someone received my printed Real Estate Newsletter, answering E-mail questions from my monthly electronic Real Estate Newsletter, following up with variety of people on my real estate list or even in [...]

By | 2017-03-02T03:47:12+00:00 November 1st, 2016|Blogging with Realtor Ray|0 Comments